Jana Zimova

Reason #1: 82% of businesses fail due to a poor understanding of cash flow and its management. Example*: A profitable cafe receives steady sales, but the owner doesn’t track when suppliers or staff need to be paid versus when customers actually pay. One month, a significant expense (e.g., equipment repair) comes due while a few big invoices remain unpaid, causing the business to run out of cash. Unable to cover payroll or rent on time, the cafe closes—despite healthy long-term sales. Reason...

When a mid-sized manufacturing company with more than 1,000 employees and revenues exceeding $200 million found itself under severe...

Change is a constant in the world of finance. Whether it’s new regulations, technological advancements, or shifts in market dynamics,...